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Car insurance can be a huge cost for many motorists. If you are a young male with no no-claims-discount then you can often expect to pay the highest premium. Why you take out your car insurance, it often has a term that states the policy will automatically renew after 12 month, unless you contact them in advance. This is done to prevent people driving around with no insurance as you can still cancel within the 28 day cooling off period. The problem is not everyone is checking their renewal quotes to see if they are paying over the odds.  This can lead to people having to spend a lot more on their car insurance than they have to and with many companies competing for business, its often not hard to find a better deal. You may find that despite you having no claims or convictions your insurance company quotes you the same amount or often even more to renew, even if you have gained another years no claims. Insurance companies can make a lot of money on automatic renewals and so you do need to keep an eye on what’s happening. If you really want a great deal then it […]

December brings with it a change to the standard driving test, with it now including new sections such as using a satnav to reach a certain destination and testing different manoeuvres. Although change is always a bit of a shock for people, it is beneficial in a world where we rely more and more on technology. Drivers tend to pick up bad habits once passing their test, and with these new changes perhaps more people could be inspired to take refresher courses. They are often associated with people who have not driven in a long while or are getting older and want to make sure their skills are not falling behind, but they could be a good bonding opportunity for friends and family while making sure that they have maintained all of their abilities. People regularly joke about ‘back seat drivers’, where passengers readily criticise the driver for manoeuvres they feel could have been done better. A refresher course could be the perfect chance to prove who is best while making the roads a safer place. It could also provide an opportunity for people to learn more about basic car maintenance – something that many people forget until the little […]

Damage to your car will be covered by your insurance. This makes sure you can get anything you need to sorted out and will cover you for accidents (as long as you have fully comprehensive insurance and not just 3rd party). If damage occurs to your car, or you damage someone else’s, you need to think and talk carefully about whether you will claim on your insurance or not. Here are some of the things to think about: How much would the damage cost to repair? If it is something small like a broken windscreen wiper or a wing mirror issue, you may want to pay for it yourself. This will prevent premium being put up due to a claim. Is the damage to your car? If not, you are obliged to cover damage you have caused to another vehicle. Is the car on a finance contract? If so, you will probably have to put all repairs through insurance.

As an expensive piece of equipment, you will want to ensure you can get the very maximum out of your car in order to make sure it is worth the cost. If you are looking for ways to look after your car and make sure it continues to perform well, read on. Carry out regular checks on your vehicle, especially before you go on a long journey. Look at the lights, check the oil levels and put in new screen wash. Check tyre pressure and ensure you don’t have any punctures. When you are driving your car, make sure you are a sensitive driver. Don’t rev the engine too hard and don’t force your gear stick into first gear too soon, as this can cause major friction within the gearbox. When you brake, try not to do it too harshly so as not to wear out your brake pads. Wherever possible, apply the brakes slowly and gently.

Fleet management is a large undertaking for any company. There are so many requirements to think about and there will definitely be aspects of fleet management you haven’t considered until you have to do it. Here are some tips to manage your fleet of vehicles effectively: Outsource fleet management. Designated car management companies will have software and resources that would cost you far too much to invest in yourself. Make fleet management someone’s role. If you do manage vehicles in house, it should be a dedicated position. Even if you use an agency, give them one point of contact within your company. Keep track of your vehicles. Know mileage, know who has which vehicles and know of any damage caused. Address all issues promptly – members of staff should never be driving damaged or dangerous vehicles. Give all staff the resources they need. They should have emergency contact numbers and all the booklets and documentation they need.

An automatic car can be a great option for many drivers. It can be easier to drive one in some ways as you won’t have to control the gears yourself, giving you less to think about whilst driving. This means that it could be a good option for someone who is a nervous driver or who is struggling to learn to drive. It may even give some people with certain disabilities the option to drive a car. If you are thinking about getting an automatic car, try taking one for a test drive. This will give you a good idea of whether you like driving an automatic. As a compromise, you might want to get a car that is semi automatic. This gives you the option to put the car into automatic mode or to drive it as a manual car, depending on the situation. This can be good if you are sharing a car with someone who prefers manual.

Windscreens can chip at any point. It’s a common occurrence and many people will experience this during their time as a car owner. There are some things you can do to help: Drive carefully. Many cracks and chips come from people driving through potholes. The force and the small pieces of rock that fly around can be very bad for your windscreen. Be careful when driving on rough terrain. Cover your windscreen when your vehicle is not in use. This will help to prevent cracks being formed from passing vehicles etc. Use a protective coating on your windscreen. It’s not really known how effective these are but if you often drive on rough terrain, it might be worth considering. The good news is that if you do still get a chipped windscreen, it is easy to fix. Many garages will offer a repair service and it might be covered on your insurance.